Ever been in a situation where you’ve wanted to transfer money to a friend quickly, receive payment from a client without sending in your banking details, or simply to split the bill after a good dinner with friends? There has never been an easier solution than online transfer applications like PayPal, Venmo, and Cash App. If you’re a freelancer or outsource work, these applications are a god-sent. Receive payments from clients, and transfer them with ease to outsourcing companies and freelancers using your mobile phone and an email address! However, all good things come with their vices, and sometimes, these









